Frequently asked questions

Am I eligible for a payday loan?
It all depends on the lender, we strive to put you in touch with the lender which suits you best through our lender match system. Generally, if you are employed (3 month minimum) and reach the minimum level of weekly pay, you will be eligible for a loan.

How much can I borrow?
Generally, up to $600, however, it varies between lenders. Generally the lender will not lend any more than you can repay within the month.

How does the process work?
Simply apply on our website and you will be matched with a lender to complete a 5 minute application form. You’ll then see the breakdown of the loan, fees and repayments, and will be able to confirm whether the loan is suitable for you. For the first loan, many lenders will check employment details and credit history.

Can I get a loan with a bad credit history?
Default does generally not exclude you from a loan, credit history is one part of our check to see whether you can pay off a payday loan.

How fast do I get paid?
Generally on approval, the amount will be paid in to your nominated account within 60 minutes. Sometimes this may take up to 2 hours. After the first few times, you are able to get cash within a few seconds of making an application. Simple!

Why get a short term loan?
Personal loans are good for borrowing large amounts of money, and credit card debt can spiral out of control very quickly. The ease of application process and the speed of cash into your bank account are also huge factors to consider when applying for a payday loan. There is generally no long term debt as short term loans need to be paid off within the month.